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The following link/content may include information and statistical data obtained from and/or prepared by thirdparty sources that Abundance Advisers, deems reliable but in no way does Abundance Advisers guarantee its accuracy or completeness. Abundance Advisers had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of Abundance Advisers. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Abundance Advisers, execution of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.

 

Planning to retire in 2025? Do these 7 things now

Planning to retire in 2025? Do these 7 things now

A wonderful retirement is the goal of many people, and you want it to come off without any major snags. But retirement plans always face challenges, whether it’s the volatility of the markets, the affordability of healthcare or the risks posed by inflation. Plus,...

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3 Retirement Mistakes That Can Still Be Fixed in 2025

3 Retirement Mistakes That Can Still Be Fixed in 2025

Retirement planning is rarely perfect. Life throws curveballs—health issues, market downturns, career changes—and even the most diligent savers can stumble along the way. If you’ve made financial missteps or feel unprepared as you approach retirement, you’re not...

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8 Ways to Keep From Going Broke in Retirement

8 Ways to Keep From Going Broke in Retirement

Budgeting, saving and investing tips to help make your money last as long as you do No matter how diligently you’ve been saving for retirement, it’s hard not to worry about outliving your money. But you can take several steps to contain your expenses, manage your nest...

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A Loved One Died and Left You an Inheritance. Now What?

A Loved One Died and Left You an Inheritance. Now What?

Take these steps when you receive a windfall Perhaps you are among the growing number of Americans fortunate enough to receive an inheritance. As older generations pass away and leave money to their families, a great wealth transfer is underway. Those bequests could...

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10 Things Retirees Should Stop Spending On Now

10 Things Retirees Should Stop Spending On Now

Say goodbye to second cars, warehouse stores and other no-longer-necessary expenses Retirement is a time to rethink some things: how we fill our hours and days, what we do for fun and fulfillment. And, maybe, all that stuff we’ve been spending money on for years. You...

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10 Simple Financial Tasks You Can Tackle in an Hour

10 Simple Financial Tasks You Can Tackle in an Hour

You won't believe how much you can accomplish — and save — in just a few minutes Have 60 minutes to kill? You could spend it watching TV or playing games on your smartphone. Or you could spend it saving money, by ticking some easy but important financial tasks off...

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4 Key Decisions for Early Retirement

4 Key Decisions for Early Retirement

‘Will your money last?’ isn’t the only question to consider before retiring. I was chatting with a friend the other day about his retirement—possibly an early one. At age 60, he has worked hard, saved aggressively, and invested well. Most important, he’s pretty burned...

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How to Plan for Retirement Like a Veteran

How to Plan for Retirement Like a Veteran

Surveys show ex-service members retire with more assets, less debt and greater confidence. Here are six ways to follow their lead. When her son Corbett joined the Marine Corps right out of high school in 2013, Lara Ferguson was surprised to learn that he was required...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA The holiday-shortened week was busy. Trade uncertainties continued to be on investors' minds, with several trade stories hitting the tape throughout the week.  News on Tuesday that President Trump had extended the timeline for negotiations with...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA It was a busy week on Wall Street.  The Dow Jones Industrial Index and the S&P 500 went positive for the year, catalyzed by the announcement that China and the US would significantly lower tariffs for 90 days as trade negotiations continue. ...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA US financial markets were little changed last week as investors continued to weigh the implications of the Trump administration's trade policies.  A trade agreement between the US and the UK set a constructive tone and is likely to provide a...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Global markets rallied for a second week as the S&P 500 clinched nine consecutive days of gains- something not seen in two decades.  News that trade negotiations between the US and seventeen countries would occur over the next few weeks...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Global financial markets rallied on several reports that suggested significant progress was being made on trade negotiations.  Vice President Vance met with Indian Prime Minister Modi on his visit to India.  The two leaders announced they were in...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Equity markets regressed during the abbreviated trading week, while US Treasuries found some footing. Trade policies continued to influence markets and foster uncertainty. Little progress was made on country-specific tariffs, while several...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Wow, what a week on Wall Street.  Continued uncertainty regarding trade policy induced massive swings in the equity, bond, commodity, and currency markets.  A 7% intraday swing in the S&P 500 on Monday was superseded by a 10.8% intraday move...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Global financial markets tumbled last week as investors moved out of risk assets, fearing that a worldwide trade war would ensue after Trump's tariffs were higher than anticipated.  Thursday and Friday’s market action resulted in a $5.4 trillion...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA It's been a difficult month for investors, and sentiment indicators tell that story.  Wall Street appeared poised to build on the prior week's gains, but regressed again as mixed signals on tariffs and a loss of sentiment gave reason to sell. ...

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Another Way to Lose IRA Bankruptcy Protection

By Ian Berger, JD IRA Analyst Normally, if you declare bankruptcy, your IRA funds (traditional and Roth) are completely off limits to bankruptcy creditors. But a recent court decision is a good reminder that this isn’t always the case. Bankruptcy protection for IRAs...

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October 15 Deadlines Are Approaching

By Sarah Brenner, JD Director of Retirement Education October is almost here. This means fall is in full swing. Along with pumpkin spice lattes, football season, and sweater weather come four important October 15 deadlines you will not want to miss! Avoid the Excess...

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“IRA Distribution Confusion”

By Andy Ives, CFP®, AIF® IRA Analyst Traditional and Roth IRA owners often get confused about the distributions they take from their IRAs. Mix-ups and misunderstandings are pervasive. With Roth IRAs, there a number of different factors to consider when withdrawing...

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IRS Confirms Effective Date of Mandatory Roth Catch-Up Rule

By Ian Berger, JD IRA Analyst In final regulations issued on September 15, 2025, the IRS confirmed that company retirement plans must comply with the SECURE 2.0 Act’s mandatory Roth catch-up rule as of January 1, 2026. That rule requires high-paid employees who wish...

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Participation in Multiple Retirement Plans

  By Andy Ives, CFP®, AIF® IRA Analyst Can a person who works at two different, unrelated companies participate in the retirement plan offered by each of those businesses? Yes. Can this same person receive the maximum annual contributions into BOTH plans? Yes,...

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The “Still-Working Exception” and December 31 Retirement

By Ian Berger, JD IRA Analyst As the end of the year approaches, you may have plans to retire on December 31. However, if you are using the “still-working exception” to defer required minimum distributions (RMDs) from your 401(k) (or other company plan), you may want...

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Regular Review

Your life will change. And your plan must change with it. At our regular plan reviews we check for progress, realign to new information, and address any information that is out of date. Our support team is here for you to get you the answers you need when you need them. Regular plan reviews are just another part of doing it the right way.

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